A credit report is a consumer's financial report card. Credit scores range from 300-850, so the higher the credit score is, the more likely you are to get a loan. The lower the credit score is, the less likely you are to get a loan. If you have a low credit score and you do manage to get approved for credit then your interest rate will be much higher that someone who had a good credit score. Therefore, having a high credit score can save you thousands of dollars over the life of your mortgage, auto loan, or credit card.
Repair your credit today, and live the life you deserve!