At GoQuote, we're helping to secure your future. Using our experience and expertise, we help every client find the best life and end-of-life insurance policies.
We have committed to being the best insurance brokers in Texas, Kansas, Florida, and Oklahoma by offering bilingual services and transparent insurance options. For quick and easy life insurance quotes from top agencies, clients trust GoQuote's honest advice and personalized care.
The “DIME” Formula Stands for Debt, Income, Mortgage, and Education. This method is a more realistic approach to determining how much Life Insurance you'll need.
Debt: You will need to account for all your debts. This includes credit cards, auto loans, personal loans, and any other secured and unsecured debts.
Income: Income is counted as your total yearly earnings including wages, salary, and the return of your investments. Determine how long your family will need the support after you’re gone and then multiply this by your annual income. The length ideally should include the number of years until the youngest child finishes high school.
Mortgage: What is the total amount you’ll need to pay off your mortgage in full?
Education: Figure out how much education cost would be for each child and multiply by 4 years (or more if Doctor or Lawyer).
GoQuote agents help guide you in making thoughtful, informed decisions about securing the life insurance and last-expense policies that fit your lifestyle.
an american will be diagnosed with a heart attack.
survive the first year; 50% will survive beyond five years.
have at least one chronic illness; 77% have at least two.
Life insurance ensures that you and your family are financially protected in the unfortunate case of death, severe illness, or loss of income.
GoQuote offers life insurance services in Texas, Kansas, Florida, and Oklahoma to clients seeking financial security for themselves and their families.
